Built a Garage apt. To live in whil I builkd the main home attached to this garage. Have been sucesful keeping the debts down. Home Deopt card comes in handy when cash is low and trhey have 6 months and many times to get 12 months intrest free. Many companies are now giving intrest free lons for Home Projects. I have found that my RYOBI cordless tools are the best purchase ever made. When I need it done fast a correct Ryobi cordless tools are fast and save time. No cords to get out for that small or quick job .